Dave earned a BA from St. Olaf College and an MBA from University of St. Thomas; he's spent his entire career in Life Insurance Underwriting, the last 26 years at Hartford Life then Prudential. He has led diverse teams in several markets and led and contributed to a number of technical projects. He's presented at AHOU conferences, Society of Actuaries, and LOMA conferences. He has his FALU, FLMI, CLU, and ChFC designations. He lives in Edina, MN with his wife Sigrid and has two adult children out in the world.